I am very thankful for all the opportunities that come my way.Treat people well and they will always remember and take care of you!

Killer shrimp is back in the marina! It’s a beautiful night! They are the only restaurant with a boat dock! I pulled the boat up had a nice dinner and am now heading back to my slip! Finally a restaurant with a guest slip in the marina!

With all of the talk about the national debt , isn’t it curious that our federal government can be in debt by literally trillions of dollars and yet it is nearly impossible for hard working Americans to secure a loan to purchase a home?  The government has the audacity to put restrictions on whether we can get credit or not, and yet they themselves spend freely, with no apparent concern over when (and if) they can pay their own bills, endangering our economy on a global scale.  Maybe they should pay attention to their own FICO score. FICO scores are increasingly important in today’s economy.  The reality in the housing market right now is that unless you have nearly perfect credit, it is difficult to get a home loan.  The only way to keep good credit is by paying your bills on time.  On the face of it, that shouldn’t… Read More »

In todays tough economy, seniors are being faced with many challanges in the real estate market.  Wells Fargo and Bank of America eliminated Reverse Mortgage Divisions, Values are declining and Seniors are having a tough time! Large homes, declining health, limited income.  Tonights discussion is on Senior Downsizing! Good or Bad.  Tune in and listen LIVE every Monday at 6pm on www.wetalkrealestate.com Podcast: Senior Downsizing during Part 1 Podcast: Download

Podcast: Download

I know, I made a post earlier but It is now official!  Wells Fargo is no longer going to originate reverse mortgages because of the softness and uncertainty in home values and restrictions on the products makeing it difficult to gauge whether borrowers will make good on their obligations.  As we all know, values are and will continue to decline and Wells Fargo and B of A saw the writing on the wall.  They knew this would be risky business as values dropped.   Reverse Mortgage loans allowed people at least 62 years old to tap the equity in their homes for cash. The products are known for having high upfront fees, and consumer advocacy groups have warned the complex loans are fertile ground for scams and deceptive marketing. Times and changed and the reverse mortgage program is behind the times and very risky.  Seniors as well as their siblings are having… Read More »

I heard through the grapevine that Wells Fargo may be getting out of the reverse business.  As we know, Bank of America broke the news several months ago and dropped out.  Well, who will pick up the slack.  Met Life gained a great deal of business from B of A.  Met Life may soon be the only player in town.  Stay tuned, we will keep you up to day on what we hear.  We will be having a podcast to discuss senior options now that lenders like Wells may exit the game on reverse mortgages!

Probate, trust and Estate Attorney Andrea Van Leesten is going to dig deep and explore ”WILLS”.  If your love one passes, where is the will? who is named? It it legit? Is it on a kitchen napkin or drafted by a professional or non-professional?  Get your questions ready for Mondays show with Attorney Andrea Van Leesten at 6pm  www.wetalkrealestate.com.  Eliminate stress and protect your family assests at time of loss.  E-mail your questions prior to the show at questions@wetalkrealestate.com.

The real estate needs of seniors can be a complex and murky topic. For many, the topic brings up many very personal questions that are hard to grapple with and require a great deal of planning that can be scary. Knowing that upwards of 60 percent of all seniors will move upon retirement, seniors have to think about these issues in order to ensure their financial fitness. That’s why the We Talk Real Estate radio program, which airs online and on KTYM 1460 AM in Los Angeles, is devoted to topics involving seniors throughout June 2011. The show is one of the nation’s foremost radio programs devoted to real estate and financial fitness. Many seniors face very real questions, such as: Should I have a living trust to avoid a probate? How do I protect my family assets and keep my family from fighting over my assets at my demise?… Read More »

For those that enjoy fishing as much as working. I was running the boat today and ran across a big school of barracuda jumping out of the water chasing bait! I know exacly where they are! For those of you that like fresh fish, fried pacific barracuda is the best fish in town. Oh, no you cant buy it at the local market. You have to catch it!